The SECURE 2.0 Act of 2022 — enacted to improve retirement readiness — is signed into law.

Author: Steven Grieb


On December 23, 2022, the U.S. Congress passed the SECURE 2.0 Act of 2022, and President Biden signed it into law on December 29.

SECURE 2.0 is the final compilation of several bills:

  • The Securing a Strong Retirement Act, which passed the House of Representatives with a 414-to-5 vote in March, 2022
  • The Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg Act (RISE & SHINE), which passed unanimously through the U.S Senate Committee on Health, Education, Labor & Pensions
  • The Enhancing American Retirement Now Act (EARN) which passed unanimously through the Senate Finance Committee

SECURE 2.0 contains a wide array of mandatory and optional changes for retirement plans under both the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code.


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