Environmental Risk & Insurance for the Oil Production Industry [ Whitepaper]
Standard liability and property insurance policies have excluded coverage for claims associated with pollution events since 1985, leaving significant coverage gaps in insurance programs throughout the U.S.
Environmental Risk and Insurance Discussion for Schools, School Districts and School Pools [ Whitepaper]
This review is provided by Arthur J. Gallagher & Co., one of the world’s leading providers of risk management and insurance brokerage services. Gallagher Environmental Practice specializes in providing environmental risk management and insurance services. Our role as an industry leader is to (1) identify the potential environmental risks our clients may be facing, (2) analyze the risks in terms of potential frequency and severity, and (3) review the appropriate risk control and financing mechanisms, including environmental insurance, available to address these risks.
Indoor Air Quality [ Whitepaper]
If your building smells musty, it could already be too late. Vapor intrusion and mold contamination are hot topics in today’s indoor air quality discussions. If you own or plan to sell a commercial building, you could incur substantial liability if your stuffy rooms aren’t properly cleansed.
Why Do Environmental Lawyers Get Sued for Malpractice? What Can They Do to Avoid a Malpractice Claim? [ Article]
Lawsuits are becoming commonplace these days, and environmental lawyers are not immune to malpractice liabilities. It’s important to remember that you have to identify your risks in any profession and have a plan if potential issues arise.
Environmental Liability in Aviation [ Whitepaper]
Environmental liability is a legal obligation caused by the past or by the ongoing manufacture, use, release, or threatened release of a particular substance – or by activities that adversely affect the environment or human health. Every organization, especially aviation operators and service providers, may have some degree of exposure to it.
Headquartered in Washington, D.C., the Environmental Protection Agency is a U.S. federal government agency designed to protect risk exposure for public health and any potential damage to natural environmental properties and regions, It has established regulations, safety standards, monitoring and reporting of any environmental liability breaches. Other than addressing environmental risk and damage situations, the agency focuses on preventative programs too such as research and safety training and education.
The agency works across all industry sectors on pollution prevention programs and energy conservation management efforts.
As noted by the EPA, the Resource Conservation and Recovery Act was designed to ensure proper, environmentally sound handling of waste materials. It is also dedicated to protect the public and environmental areas from potential hazards of waste disposal, ensure improved conservation of natural resources and minimize the amount of generated waste products.
Through this program, regulations were designed to monitor and report on the activities of organizations tied to these types of efforts relative to waste accumulation, storage and disposal of materials. Aside from those initiatives, organizations must also have emergency procedures, protocols and plans in place, recordkeeping and reporting mechanisms to respond to any concerns or situations.
Enacted by Congress in December 1980, the Comprehensive, Environmental Response, Compensation and Liability Act (CERCLA) created a tax on the petroleum and chemical industries in order to respond to the release or potential release of hazardous materials that can impact public health or the environment. It helped to establish a foundation for evaluating hazardous waste sites – including location closures, recommending materials handling procedures and more.
The EPA-established Clean Water Act was design to create the foundation and regulatory guidelines in order to monitor water quality and the discharge of any pollutants into bodies of water – including those used for drinking water.
Established in 1990, the Oil Pollution Act was developed under the EPA in response to public outrage over oil spills and environmental damage. OPA provides the foundation from which the federal government responds to environmental leaks and exposures so as to provide more immediate monetary and personnel resources for and at accident locations relative to clean up efforts. With more oil-related issues that have occurred over the years, They also have helped by creating greater awareness, regulatory structures and penalties for non-compliance.
Brownfields are real estate properties, expansion properties or redevelopment properties that have or likely may have potential environmental, hazardous waste or pollutant issues. These noted types of properties include (but are not limited to) gas stations, former military installations, dry cleans, factories and more. Redevelopment of these properties can help improve the environment and communities.
For more information, visit the National Brownfield Association website.