In a world of complex property investments it makes sense to choose a specialist real estate insurance broker that understands your business.
gallagher real estate

The Gallagher Real Estate Practice is one of the UK’s leading insurance partners for the Real Estate sector. Our skilled specialists draw on expert property and construction experience to deliver bespoke and competitive insurance and risk management solutions that meet the unique needs of commercial property investors and developers.

Our national capability and commitment give us the insight to help you simplify and enhance your insurance cover – innovatively, cost effectively and reliably. We take the time to understand your needs at the level of detail you demand, going further to tailor innovative protection that fits every contour of your investments.

We work with some of the leading specialist underwriters to offer bespoke property insurance policies that respond to your risk exposures and anticipate emerging risks.


Our knowledge and understanding of the real estate sector means that we are an experienced partner you can trust.

We are well placed to provide both conventional and more complex insurance programmes which are competitive, sustainable, flexible and suited to individual requirements.

Service Delivery

Our team is made up of sector specialists who offer much relevant sector experience, ensuring that you benefit from extensive knowledge and experience.


We will communicate with you regularly to ensure that we deliver an insurance programme that is truly tailored to your needs.

Global Resources

We have an extensive global reach, and can draw on our financial strength and position as one of the world’s largest insurance brokers to create and deliver innovative solutions.

Specialist solutions that build on your success

Despite macro-economic uncertainty, UK property investment presents a sturdy long-term opportunity. A consolidating housing market means wide investment choice at attractive prices, in prime locations and with increased rental demand. Meanwhile, a recovering commercial market across retail, leisure, office, education and industrial space widens the horizons for investors.

Wherever you are in the property investment spectrum – freeholder, pension fund trustee, asset manager, developer, owner, Law of Property Act Receiver or managing agent, one factor remains constant: risk. You face a series of threats – from potential falls in capital and rental value, void periods on empty properties and non-paying tenants to unforeseen expenditure and sooner or later, rises in interest rates.

While you can’t predict and plan for every eventuality, picking the right insurance broking specialist helps protect your portfolio and your business, minimising the areas of uninsured risk exposure that may otherwise cost you time and money.

Risk and insurance solutions designed around you

We have the experience and expertise that has made us the insurance partner of choice for some of the UK’s leading property investment firms and funds.

Our risk and insurance solutions include:

  • Due diligence, revenue protection and crisis management
  • Risk funding by insurers, that promote improvements in the risk exposure of your premises
  • Lease and contract analysis, to audit your exposure and cover requirements
  • Construction and project insurance, to protect your assets during refurbishment or development
  • Latent Defects cover, to provide post-completion protection
  • Flexible and innovative solutions that address environmental risk exposures
  • Captive feasibility studies and captive management
  • In-depth trend analysis by our specialist Management Information team
  • Non-standard covers, protecting you against costs imposed by bodies like the Environment Agency
  • Fast, end-to-end claims management
  • Training and CPD-accredited workshops, to help mitigate risk and reduce your premium spend
  • Expert, efficient and effective administrative support
  • Risk management solutions
  • Legal Indemnity Insurance for a range of property investments
  • Title Insurance solutions from single property to large portfolio risks
Innovation and quality underpin our service ethic. We shape insurance programmes around your needs, ensuring responsive and flexible protection that works in harmony with your organisation.

At Gallagher you will benefit from:

  • A dedicated service team of experienced Real Estate specialists
  • Evaluation of your current insurance programme
  • Design of a bespoke insurance programme
  • Regular structured liaison that keeps us on top of your game
  • Premium apportionment schedules and insurance certificates
  • Insurer security monitoring for your peace of mind
  • A prompt no-hassle claims service
  • Risk management advice that’s built into your insurance programme
  • On-demand access to our global network.