One of the consequences of Brexit relates to the Green Card Circulation Free Area and the fact that all UK vehicles driving in Europe after the end of the Brexit transition period may be required to carry a Green Card as evidence of insurance should there not be agreement otherwise.

The Association of British Insurers (ABI) said, “All European Economic Area (EEA) countries (EU countries, and Iceland, Liechtenstein, Norway) are part of a Green Card free circulation area, meaning that motorists based there do not have to carry Green Cards when visiting other countries in the area.

However, when the transition period ends then UK motorists will be required to carry Green Cards for driving in the Republic of Ireland and other EU states, unless the European Commission agrees that the UK can remain in the Green Card schemei”.

What is a Green Card?

A Green Card is an international certificate of insurance demonstrating that drivers have the minimum compulsory motor insurance cover required by the country that they are visiting. Green Cards, which can now be printed on white paper instead of green, must be printed and carried by all motorists as electronic copies will not be accepted by border officials.

Green cards are needed for all types of motor insurance including individual, commercial and motor fleet policies, and a Green Card is required for each individual vehicle driven in the EEA.

Who should request a Green Card?

If you are planning on driving in Europe prior to 31 December 2020 and will not return until after 31 December please get in touch with your Gallagher representative as soon as possible to request a Green Card. Green Cards will not be issued automatically. Anyone intending to drive in Europe during January and February 2021 should request a Green Card as a precaution, so they have the necessary documentation in place in the event of the UK leaving the Green Card scheme.

For more information, or to request a Green Card, please contact your Gallagher representative.

This bulletin is not intended to give legal or financial advice, and, accordingly, it should not be relied upon. It should not be regarded as a comprehensive statement of the law and/or market practice in this area. In preparing this bulletin we have relied on information sourced from third parties and we make no claims as to the completeness or accuracy of the information contained. You should not act upon (or refrain from acting upon) information in this bulletin without first seeking specific legal and/or specialist advice. Arthur J. Gallagher Insurance Brokers Limited accepts no liability for any inaccuracy, omission or mistake in this bulletin, nor will we be responsible for any loss which may be suffered as a result of any person relying on the information contained herein.