The risk profiles of a Town and Parish Council differ markedly from that of a district, unitary or county council. For this reason insurance markets and specialist risk advisors have been developed to service the needs of this important sector of our local government.
Town and Parish Councils Insurance

Many are unaware that the Gallagher Public Sector and Education team now provide insurance broking and risk management services to 40% of the Town and Parish Council market1 . This development comes following the acquisition of Stackhouse Poland in 2020, and in particular the integration of their specialist business Came and Company into our team.

Andy Cotter, the managing Director of Came & Company, has been instrumental in the development of that business and commented:

“Came & Company developed from the identification of a gap in the provision of insurance to this sector. The historical policies available from the market at the time were no more than simplified versions of the solutions offered to larger authority clients and relied heavily on the insurance knowledge of the council.

With a perceived inability to easily communicate with the provider, and no real advice presenting at a time where litigation and ‘no win/no fee’ initiatives increasingly impacting claims costs, Came & Company introduced a comprehensive service and advice led proposition which quickly established the brand and has consistently grown it - now acting for some 40% of the sector.“

Why do Town and Parish Councils choose Came & Company Andy?

“The Community team now have years of experience placing cover for this ‘unique’ sector, principally utilising binding authorities. With bespoke, enhanced products our proposition continues to sit well in advance of other markets involved in the local council space.

Through consistent engagement with our distribution partners (membership organisations acting on behalf of clerks/councillors) we have been able to ensure our proposition remains relevant and, most importantly, of value to clients. We constantly review product and strategic underwriting development so that no matter what responsibility, service or asset our client presents – our insurance solutions remain fit for purpose.”

What does the future look like for Town & Parish Council Andy?

“As things stand, we are seeing a fundamental requirement for up-to-date risk management advice across a myriad of topics, from arboroculturalist stipulations and the impact of underinsurance, to cyber threats and complex litigation. We need to be able to deliver appropriate insurance advice across an increasingly broad range of subjects – all of which deemed significant to the end user.

As we emerge from a global pandemic, there is a feeling that larger local government organisation may once again be looking to engage the help of Town and Parish Councils to deliver more services to their communities. We are already on to this and are soon to bring “District Lite” to the market ; A solution for the growing Town Council."

If you are interested in finding out more about our Town and Parish Council offering via our specialist Communities team please contact your regular Gallagher representative. - Based on market share. Correct as at March 2021