Welcome to the latest issue of our Community Matters newsletter featuring topical articles for the community sector, including local councils, charities and not-for-profit organisations.

As autumn draws near and the weather becomes colder and wetter, we’ve included an article that addresses the risk management for floods for councils. Additionally, this edition provides ten tips for effective tree maintenance in the colder months.

Finally, with traditional events such as Bonfire Night and Diwali on the horizon for many communities, we have produced a risk management blueprint for insurance coverage for fireworks and bonfires.

You’ll find regular updates and helpful information from the underinsurance of community buildings to insurance considerations for events and much more in our news and insights section of our website.

We’d love to hear any suggestions for future articles – please send us your suggestions via email at uk.community@ajg.com.

Our Gallagher UK LinkedIn channel is also a great way to stay up to date with the latest news and insights so please follow us.



The sole purpose of this document is to provide guidance on the issues covered. This document is not intended to give legal advice, and, accordingly, it should not be relied upon. It should not be regarded as a comprehensive statement of the law and/or market practice in this area. We make no claims as to the completeness or accuracy of the information contained herein or in the links which were live at the date of publication. You should not act upon (or should refrain from acting upon) information in this publication without first seeking specific legal and/or specialist advice.